Direct Loans

Direct Loans are designed by the federal government to assist students in obtaining the education and skills needed to further their careers and personal aspirations. Eligibility for the federal direct loans are determined from the information provided on the FAFSA.  

The low-interest loans are for students to help pay for the cost of a student's education after high school. The lender is the U.S. Department of Education, though most of the contact will be with your loan servicer and awarded and disbursed by Maria College.

Once a loan has been offered

To complete your Direct Loan application the following steps need to be taken:

1.Using Maria College’s Web Services Portal, you can review and accept or decline the loan(s).

      • You accept your loans through your Maria College Web Services Account.

2.All first time borrowers or students with loans through previous colleges will need to complete both an Entrance Counseling Session and a Master Promissory Note online.

      • Go to
      • Sign in
      • Complete the Entrance Counseling
      • Complete Master Promissory Note (MPN)

Please Note: You can always cancel/reduce or return loan funds if you do not wish to borrow the original amount awarded or accepted.

Please contact the Office of Financial Aid if you have additional questions or concerns about the Direct Loan at or (518) 861-2586